{"id":1274,"date":"2026-07-07T17:42:37","date_gmt":"2026-07-07T17:42:37","guid":{"rendered":"https:\/\/chubbsegurodeauto.com.mx\/blog\/?p=1274"},"modified":"2026-07-16T19:20:47","modified_gmt":"2026-07-16T19:20:47","slug":"prima-de-seguro","status":"publish","type":"post","link":"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/","title":{"rendered":"Prima de seguro de auto | Chubb seguros en l\u00ednea"},"content":{"rendered":"\n<p>Antes de contratar una p\u00f3liza para tu auto, debes conocer todos los t\u00e9rminos&nbsp; importantes de este tipo de contrato. La prima de <a href=\"https:\/\/chubbsegurodeauto.com.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">seguro de auto<\/a> es la que m\u00e1s te afecta directamente, ya que este ser\u00e1 el precio que deber\u00e1s pagar para conseguir protecci\u00f3n en M\u00e9xico.&nbsp;<\/p>\n\n\n\n<p>Por eso hoy te explicamos exactamente qu\u00e9 es una prima, c\u00f3mo funciona y c\u00f3mo se calcula para que puedas contratar tu seguro de auto en l\u00ednea.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/#%C2%BFQue_es_una_prima_de_seguro\" >\u00bfQu\u00e9 es una prima de seguro?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/#%C2%BFComo_se_contabiliza_una_prima_de_seguro\" >\u00bfC\u00f3mo se contabiliza una prima de seguro?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/#%C2%BFQue_puede_aumentar_una_prima\" >\u00bfQu\u00e9 puede aumentar una prima?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/#Primas_de_seguro_Ejemplos\" >Primas de seguro: Ejemplos<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/#%C2%BFQue_paquetes_de_seguro_de_auto_ofrece_Chubb\" >\u00bfQu\u00e9 paquetes de seguro de auto ofrece Chubb?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/#Adicionales_para_tu_poliza_Chubb\" >Adicionales para tu p\u00f3liza Chubb<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/#Beneficios_de_un_seguro_de_auto_Chubb\" >Beneficios de un seguro de auto Chubb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/#%C2%BFPor_que_es_mejor_contratar_tu_poliza_en_linea\" >\u00bfPor qu\u00e9 es mejor contratar tu p\u00f3liza en l\u00ednea?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/#Preguntas_frecuentes\" >Preguntas frecuentes:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/#%C2%BFQue_es_la_prima_de_un_seguro_de_auto\" >\u00bfQu\u00e9 es la prima de un seguro de auto?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/#%C2%BFLa_prima_y_el_deducible_son_lo_mismo\" >\u00bfLa prima y el deducible son lo mismo?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-de-seguro\/#%C2%BFComo_calcula_Chubb_la_prima_de_un_seguro\" >\u00bfC\u00f3mo calcula Chubb la prima de un seguro?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_una_prima_de_seguro\"><\/span><strong>\u00bfQu\u00e9 es una prima de seguro?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>La prima de un seguro de auto es el precio total que te costar\u00e1 tener una cobertura para tu veh\u00edculo, es decir, es el costo que deber\u00e1s pagar para poder contratar una p\u00f3liza de seguro.&nbsp;<\/p>\n\n\n\n<p>Esta prima de seguro puede ser pagada de manera anual, semestral, trimestral o mensual, para mayor comodidad de los asegurados. Adem\u00e1s de poder pagar con tarjetas de cr\u00e9dito a MSI.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_se_contabiliza_una_prima_de_seguro\"><\/span><strong>\u00bfC\u00f3mo se contabiliza una prima de seguro?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Para poder calcular el monto de una prima, se toman en cuenta factores del asegurado y del veh\u00edculo. En la siguiente tabla puedes verificar cuales son lo que m\u00e1s afectan el costo de una p\u00f3liza:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u00bfDe qui\u00e9n?<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Datos<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Del asegurado<\/td><td class=\"has-text-align-center\" data-align=\"center\">Edad, ocupaci\u00f3n, g\u00e9nero y lugar de residencia.&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Del veh\u00edculo<\/td><td class=\"has-text-align-center\" data-align=\"center\">Marca, submarca, a\u00f1o, modelo, versi\u00f3n, usos del veh\u00edculo, lugares a transitar.<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Otros<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/coberturas-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">Coberturas contratadas<\/a>, deducibles, sumas aseguradas.&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Despu\u00e9s de que la aseguradora tenga todos estos datos, podr\u00e1 verificar el riesgo y calcular el monto de la prima. A continuaci\u00f3n se te ofrecer\u00e1 el paquete que pueda cumplir con tus necesidades. Si decides adem\u00e1s contratar en l\u00ednea, obtendr\u00e1s un descuento del 15 % inmediato sobre el monto de tu p\u00f3liza.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"400\" src=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2026\/07\/Prima-de-seguro-1.png\" alt=\"Prima de seguro\" class=\"wp-image-1510\" srcset=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2026\/07\/Prima-de-seguro-1.png 768w, https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2026\/07\/Prima-de-seguro-1-300x156.png 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_puede_aumentar_una_prima\"><\/span><strong>\u00bfQu\u00e9 puede aumentar una prima?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Los factores que pueden aumentar el precio de una prima son:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Ejemplo<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u00bfC\u00f3mo afecta?<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Edad del conductor<\/td><td class=\"has-text-align-center\" data-align=\"center\">El precio de una p\u00f3liza puede aumentar para personas mayores ya que se considera que el riesgo puede ser mayor.&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Datos del veh\u00edculo<\/td><td class=\"has-text-align-center\" data-align=\"center\">Un veh\u00edculo puede incrementar el precio cuando se considera que tiene un alto \u00edndice de robo.&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Usos del veh\u00edculo<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/seguro-uber\/\" target=\"_blank\" rel=\"noreferrer noopener\">Los seguros de Uber<\/a> o Seguros para DiDi aumentan los precios de una p\u00f3liza.&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Coberturas contratadas<\/td><td class=\"has-text-align-center\" data-align=\"center\">Entre m\u00e1s coberturas contrates, m\u00e1s aumentan los precios de una prima.&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Primas_de_seguro_Ejemplos\"><\/span><strong>Primas de seguro: Ejemplos<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Aqu\u00ed tienes una tabla con los <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/cuanto-cuesta-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">precios aproximados de una p\u00f3liza<\/a> de seguro de auto en Chubb para distintos modelos de veh\u00edculos. Recuerda que los costos de las primas dependen directamente de los datos de cada asegurado, por lo que pueden modificarse al momento de cotizar.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Modelo<\/strong><\/th><th><strong>Cobertura B\u00e1sica (RC)<\/strong><\/th><th><strong>Cobertura Limitada<\/strong><\/th><th><strong>Cobertura Amplia<\/strong><\/th><th><strong>Cobertura Integral<\/strong><\/th><\/tr><tr><th>Chevrolet Aveo<\/th><th>$4,200<\/th><th>$8,500<\/th><th>$12,800<\/th><th>$15,400<\/th><\/tr><tr><th>Nissan March<\/th><th>$4,000<\/th><th>$8,000<\/th><th>$12,200<\/th><th>$14,800<\/th><\/tr><tr><th>Nissan Versa<\/th><th>$4,500<\/th><th>$8,900<\/th><th>$13,900<\/th><th>$16,600<\/th><\/tr><tr><th>Nissan Sentra<\/th><th>$5,000<\/th><th>$9,900<\/th><th>$16,200<\/th><th>$19,300<\/th><\/tr><tr><th>Volkswagen Virtus<\/th><th>$4,700<\/th><th>$9,300<\/th><th>$14,700<\/th><th>$17,600<\/th><\/tr><tr><th>Volkswagen Jetta<\/th><th>$5,600<\/th><th>$11,300<\/th><th>$18,500<\/th><th>$22,000<\/th><\/tr><tr><th>Mazda2<\/th><th>$4,800<\/th><th>$9,600<\/th><th>$15,000<\/th><th>$18,000<\/th><\/tr><tr><th>Mazda3<\/th><th>$5,800<\/th><th>$11,800<\/th><th>$19,200<\/th><th>$23,200<\/th><\/tr><tr><th>Kia Rio<\/th><th>$4,600<\/th><th>$9,200<\/th><th>$14,400<\/th><th>$17,300<\/th><\/tr><\/thead><\/table><\/figure>\n\n\n\n<p>*Este es solo un aproximado, los precios pueden variar al momento de contratar.<\/p>\n\n\n<a class='wp-block-image aligncenter size-large' href=\"https:\/\/chubbsegurodeauto.com.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">\n  <picture>\n    <!-- Imagen para pantallas peque\u00f1as (m\u00f3vil) -->\n    <source media=\"(max-width: 590px)\"\n            srcset=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/08\/banner-chubb-2-3.png\" \/>\n    <!-- Imagen para pantallas grandes (escritorio) -->\n    <source media=\"(min-width: 591px)\"\n            srcset=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/08\/banner-chubb-2-2.png\" \/>\n    <!-- Fallback para navegadores que no soportan <picture> -->\n    <img src=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/08\/banner-chubb-2-2.png\"\n         alt=\"Banner Chubb Seguros\" loading=\"lazy\" decoding=\"async\" \/>\n  <\/picture>\n<\/a>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_paquetes_de_seguro_de_auto_ofrece_Chubb\"><\/span><strong>\u00bfQu\u00e9 paquetes de seguro de auto ofrece Chubb?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A continuaci\u00f3n puedes comparar las distintas opciones disponibles en Chubb M\u00e9xico para tu auto:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/cobertura-integral-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cobertura Chubb Integral<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/conoce-la-cobertura-amplia-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cobertura Amplia Chubb<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/cobertura-limitada-chubb-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cobertura de seguro Limitada<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Responsabilidad Civil<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/chubb-responsabilidad-civil\/\" target=\"_blank\" rel=\"noreferrer noopener\">Seguro de Responsabilidad Civil <\/a>(Da\u00f1os a Terceros)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Responsabilidad Civil (Da\u00f1os a Terceros)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Responsabilidad Civil (Da\u00f1os a Terceros)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Responsabilidad Civil (Da\u00f1os a Terceros)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Seguro de Responsabilidad Civil Familiar<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Seguro de Responsabilidad Civil Familiar<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Seguro de Responsabilidad Civil Familiar<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Seguro de Responsabilidad Civil Familiar<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/gastos-medicos-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;Gastos M\u00e9dicos Ocupantes<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Gastos M\u00e9dicos Ocupantes<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Gastos M\u00e9dicos Ocupantes<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Gastos M\u00e9dicos Ocupantes<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Asistencia legal<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia legal<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia legal<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia legal<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/asistencia-vial-en-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;Asistencia en Viaje<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Asistencia en Viaje<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia en Viaje<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia en Viaje<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil Personas<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil Personas<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil Personas<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Responsabilidad Civil Personas<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/robo-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;Robo total<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Robo total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Robo total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Robo total<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Gestor\u00eda Vial<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Gestor\u00eda Vial<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Gestor\u00eda Vial<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Gestor\u00eda Vial<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Cobertura de Da\u00f1os materiales<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Cobertura de Da\u00f1os materiales<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cobertura de Da\u00f1os materiales<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cobertura de Da\u00f1os materiales<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Auto Relevo Plus<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Auto Relevo Plus<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo Plus<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo Plus<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo P\u00e9rdida Total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo P\u00e9rdida Total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>Auto Relevo P\u00e9rdida Total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo P\u00e9rdida Total<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de Extensi\u00f3n Limitada<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de Extensi\u00f3n Limitada<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Cl\u00e1usula de Extensi\u00f3n Limitada<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de Extensi\u00f3n Limitada<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Cl\u00e1usula de aumento porcentual Da\u00f1os<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de aumento porcentual Da\u00f1os<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de aumento porcentual Da\u00f1os<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de aumento porcentual Da\u00f1os<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Recuerda que entre m\u00e1s coberturas tengas, m\u00e1s aumentan los precios de la prima de seguro de auto.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Adicionales_para_tu_poliza_Chubb\"><\/span><strong>Adicionales para tu p\u00f3liza Chubb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Por un precio adicional podemos agregar a tu p\u00f3liza otros beneficios:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/auto-relevo-plus\/\" target=\"_blank\" rel=\"noreferrer noopener\">Auto relevo plus<\/a>: <\/strong>La cobertura que te ayuda a seguir movi\u00e9ndote cuando tu auto se encuentra en reparaciones. Te da un veh\u00edculo por hasta 25 d\u00edas para que sigas con tus rutinas.<strong>&nbsp;<\/strong><\/li>\n\n\n\n<li><strong>Auto protegido: <\/strong>Servicios de ambulancia y atenci\u00f3n m\u00e9dica.&nbsp;<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/cerocible\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cerocible p\u00e9rdida total<\/a>: <\/strong>Para evitar pagar deducibles en caso de p\u00e9rdida total por da\u00f1os materiales.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"400\" src=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2026\/07\/Prima-de-seguro-2.png\" alt=\"Prima de seguro\" class=\"wp-image-1511\" srcset=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2026\/07\/Prima-de-seguro-2.png 768w, https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2026\/07\/Prima-de-seguro-2-300x156.png 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Beneficios_de_un_seguro_de_auto_Chubb\"><\/span><strong>Beneficios de un seguro de auto Chubb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Contratar una p\u00f3liza con la <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/aseguradora-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">aseguradora Chubb<\/a> te da beneficios desde el primer d\u00eda. Los m\u00e1s importantes son:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Atenci\u00f3n para siniestros de ajustadores listos para apoyarte en cualquier momento.&nbsp;<\/li>\n\n\n\n<li><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/chubb-atencion-al-cliente\/\" target=\"_blank\" rel=\"noreferrer noopener\">Atenci\u00f3n a clientes<\/a> con personal listo para responder todas tus dudas.&nbsp;<\/li>\n\n\n\n<li>Cobertura que se adaptan a tus necesidades.&nbsp;<\/li>\n\n\n\n<li>Al contratar en l\u00ednea obtienes un descuento inmediato del 15 %.&nbsp;<\/li>\n\n\n\n<li>Pago a 3 y 6 MSI con tarjetas de cr\u00e9dito participantes.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFPor_que_es_mejor_contratar_tu_poliza_en_linea\"><\/span><strong>\u00bfPor qu\u00e9 es mejor contratar tu p\u00f3liza en l\u00ednea?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Al contratar en l\u00ednea puedes disfrutar de los siguientes beneficios:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tu prima es m\u00e1s barata, ya que te damos un descuento del 15 % sobre el total de tu p\u00f3liza.&nbsp;<\/li>\n\n\n\n<li>Evitas salir de tu casa, ya que todo el proceso de contrataci\u00f3n se puede realizar en l\u00ednea.&nbsp;<\/li>\n\n\n\n<li>Cotizamos en minutos y puedes comparar tu p\u00f3liza con otras aseguradoras.&nbsp;<\/li>\n\n\n\n<li>Puedes realizar el tr\u00e1mite en cualquier momento y desde cualquier dispositivo. Comparado con otros canales de atenci\u00f3n la cotizaci\u00f3n en l\u00ednea se puede realizar en cualquier horario, por lo que no tienes que esperar a los horarios regulares de oficina.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Por eso te recomendamos realizar tu contrataci\u00f3n en l\u00ednea, en minutos desde el cotizador Chubb.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/cotizador-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cotiza en l\u00ednea<\/a> tu p\u00f3liza de seguro de auto y recibe una propuesta personalizada sin salir de casa. Solo debes ingresar tus datos al formulario y recibiras atenci\u00f3n para resolver todas tus dudas antes de contratar. Cotiza hoy y paga menos por tu prima de seguro de auto con Chubb. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes\"><\/span><strong>Preguntas frecuentes:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_la_prima_de_un_seguro_de_auto\"><\/span><strong>\u00bfQu\u00e9 es la prima de un seguro de auto?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Es el monto que pagas a la aseguradora para mantener vigente la cobertura de tu veh\u00edculo durante el periodo contratado.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFLa_prima_y_el_deducible_son_lo_mismo\"><\/span><strong>\u00bfLa prima y el deducible son lo mismo?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>No. La prima es el costo del seguro, mientras que el deducible es la cantidad que el asegurado debe pagar en caso de un siniestro cubierto.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_calcula_Chubb_la_prima_de_un_seguro\"><\/span><strong>\u00bfC\u00f3mo calcula Chubb la prima de un seguro?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>La aseguradora considera factores como la edad del conductor, el modelo del veh\u00edculo, el c\u00f3digo postal, el uso del autom\u00f3vil, las coberturas elegidas y el historial de siniestros.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n  \n  <div class=\"wp-block-button is-style-circular\">\n    <a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" \n       href=\"https:\/\/chubbsegurodeauto.com.mx\/\" \n       target=\"_blank\" \n\n       rel=\"noreferrer noopener\">\n       \u00a1<strong>Cotiza ahora<\/strong>!\n    <\/a>\n  <\/div>\n  \n<\/div>\n\n\n<style>\n   .wp-block-button__link {\n   background-color: #01C1D6 !important; \n   color: #ffffff !important;\n  }\n\n  .wp-block-button__link:hover {\n    background-color: #018f9e !important; \/* Nuevo color al pasar el mouse *\/\n    transform: scale(1.05); \/* Peque\u00f1o zoom *\/\n    transition: all 0.3s ease; \/* Animaci\u00f3n suave *\/\n  }\n<\/style>\n\n<script>\n  const tipoform = \"auto\";\n<\/script>","protected":false},"excerpt":{"rendered":"<p>Antes de contratar una p\u00f3liza para tu auto, debes conocer todos los t\u00e9rminos&nbsp; importantes de este tipo de contrato. La [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1509,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[13],"tags":[20],"class_list":["post-1274","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-de-auto-chubb","tag-seguro-de-auto-chubb"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>\u00bfQu\u00e9 es la prima de un seguro de auto en M\u00e9xico? | Chubb<\/title>\r\n<meta name=\"description\" content=\"Prima de seguro: Qu\u00e9 es una prima, c\u00f3mo funciona, c\u00f3mo se calcula, para qu\u00e9 sirve, c\u00f3mo pagar menos y m\u00e1s. 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