{"id":812,"date":"2026-07-23T18:47:46","date_gmt":"2026-07-23T18:47:46","guid":{"rendered":"https:\/\/chubbsegurodeauto.com.mx\/blog\/?p=812"},"modified":"2026-07-23T18:51:05","modified_gmt":"2026-07-23T18:51:05","slug":"prima-alta-chubb","status":"publish","type":"post","link":"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/","title":{"rendered":"Factores que suben la prima en Chubb | \u00bfC\u00f3mo pagar menos?"},"content":{"rendered":"\n<p>La prima de un <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/seguro-de-auto-chubb\/\">seguro de auto<\/a> es el costo total que pagar\u00e1s anualmente por tener protecci\u00f3n para tu auto. Este costo puede subir o bajar dependiendo de ciertos factores espec\u00edficos de cada contratante o asegurado. A continuaci\u00f3n te explicaremos cu\u00e1les son y c\u00f3mo puedes acceder a descuentos para el <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/chubb-telefono\/\">pago de tu prima en l\u00ednea<\/a>.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#%C2%BFQue_factores_hacen_que_Chubb_aumente_la_prima\" >\u00bfQu\u00e9 factores hacen que Chubb aumente la prima?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#Datos_del_Vehiculo\" >Datos del Veh\u00edculo<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#Datos_del_asegurado\" >Datos del asegurado<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#Otros_datos\" >Otros datos\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#%C2%BFCuanto_cuesta_contratar_un_seguro_en_Chubb\" >\u00bfCu\u00e1nto cuesta contratar un seguro en Chubb?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#%C2%BFPor_que_es_importante_mantener_un_deducible_fijo_en_mi_poliza\" >\u00bfPor qu\u00e9 es importante mantener un deducible fijo en mi p\u00f3liza?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#%C2%BFComo_evitar_que_suba_la_prima_en_Chubb\" >\u00bfC\u00f3mo evitar que suba la prima en Chubb?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#Compara_los_paquetes_de_Chubb\" >Compara los paquetes de Chubb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#Ventajas_de_un_seguro_en_Chubb\" >Ventajas de un seguro en Chubb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#Cotiza_en_linea\" >Cotiza en l\u00ednea<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#Preguntas_frecuentes\" >Preguntas frecuentes:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#%C2%BFPor_que_me_suben_el_precio_de_un_seguro\" >\u00bfPor qu\u00e9 me suben el precio de un seguro?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#%C2%BFMe_dan_descuento_por_contratar_en_linea_mi_seguro\" >\u00bfMe dan descuento por contratar en l\u00ednea mi seguro?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/prima-alta-chubb\/#%C2%BFPuedo_pagar_a_MSI_mi_poliza\" >\u00bfPuedo pagar a MSI mi p\u00f3liza?<\/a><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_factores_hacen_que_Chubb_aumente_la_prima\"><\/span><strong>\u00bfQu\u00e9 factores hacen que Chubb aumente la prima?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Para calcular el precio de un seguro o costo de la prima de seguro de auto se toman en cuenta distintos factores espec\u00edficos de cada asegurado. A continuaci\u00f3n te explicamos c\u00f3mo afecta cada uno de ellos el precio final:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Datos_del_Vehiculo\"><\/span><strong>Datos del Veh\u00edculo<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Los datos que se toman en cuenta son la versi\u00f3n, modelo, a\u00f1o y usos. Estos afectan en situaciones c\u00f3mo:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si el veh\u00edculo es nuevo aumentan los precios ya que se toma en cuenta el valor factura.<\/li>\n\n\n\n<li>Si el auto es un modelo deportivo el precio aumenta ya que los componentes del veh\u00edculo tienen costos de reparaci\u00f3n altos.\u00a0<\/li>\n\n\n\n<li>Los precios cambian si lo que buscas es un auto para uso distinto del personal. Por ejemplo, si buscas trabajar con plataformas de servicio de taxi es recomendable contratar un <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/seguro-uber\/\" target=\"_blank\" rel=\"noreferrer noopener\">seguro ERT con cobertura para Uber<\/a>. Este precio puede aumentar ya que ampara al pasajero y conductor en todo momento.\u00a0<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Datos_del_asegurado\"><\/span><strong>Datos del asegurado<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Los que se te piden al momento de contratar y cotizar son: Edad, g\u00e9nero, ocupaci\u00f3n, historial de manejo y lugares a transitar. Con estos datos se calcula el riesgo que puede aumentar en las siguientes situaciones:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si vives o transitas por lugares con altos \u00edndices de choques o robos los precios de la prima pueden aumentar.\u00a0<\/li>\n\n\n\n<li>Si la persona que quiere contratar la p\u00f3liza es de la tercera edad los precios podr\u00edan aumentar ya que se considera que el riesgo es mayor.\u00a0<\/li>\n\n\n\n<li>Tener un historial de manejo con multas o choques puede incrementar el precio ya que se aumentan los riesgos.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Otros_datos\"><\/span><strong>Otros datos\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Adem\u00e1s de tomar en cuenta los datos del veh\u00edculo y del asegurado, otros factores tambi\u00e9n afectan los montos de las primas. Estos son: Deducibles, <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/suma-asegurada-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">sumas aseguradas<\/a> y coberturas. Afectan ya que:\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si aumentan los deducibles los montos de las primas bajan. Esto puede ser contraproducente a la larga ya que en caso de sufrir da\u00f1os y buscar sus reparaciones con la cobertura de da\u00f1os materiales, los deducibles se vuelven muy altos y dif\u00edciles de pagar.\u00a0<\/li>\n\n\n\n<li>Las sumas aseguradas pueden afectar los precios si decides aumentarlas. Esto puede generar montos m\u00e1s altos ya que estar\u00e1s m\u00e1s cubierto.\u00a0<\/li>\n\n\n\n<li>Entre m\u00e1s coberturas tengas m\u00e1s aumentan los precios de la p\u00f3liza. Por ejemplo si solo contratas un seguro de Responsabilidad Civil el monto de la prima ser\u00e1 muy bajo comparado con contratar la cobertura Integral.\u00a0<\/li>\n<\/ul>\n\n\n\n<p>Recuerda que los precios de la p\u00f3liza dependen de la aseguradora y de tus datos. Por lo que pueden modificar sus condiciones de los ejemplos anteriores. Pregunta antes de contratar tu p\u00f3liza c\u00f3mo afectan tus datos los montos de la p\u00f3liza.&nbsp;<\/p>\n\n\n<a class='wp-block-image aligncenter size-large' href=\"https:\/\/chubbsegurodeauto.com.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">\n  <picture>\n    <!-- Imagen para pantallas peque\u00f1as (m\u00f3vil) -->\n    <source media=\"(max-width: 590px)\"\n            srcset=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/08\/banner-chubb-2-3.png\" \/>\n    <!-- Imagen para pantallas grandes (escritorio) -->\n    <source media=\"(min-width: 591px)\"\n            srcset=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/08\/banner-chubb-2-2.png\" \/>\n    <!-- Fallback para navegadores que no soportan <picture> -->\n    <img src=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/08\/banner-chubb-2-2.png\"\n         alt=\"Banner Chubb Seguros\" loading=\"lazy\" decoding=\"async\" \/>\n  <\/picture>\n<\/a>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_cuesta_contratar_un_seguro_en_Chubb\"><\/span><strong>\u00bfCu\u00e1nto cuesta contratar un seguro en Chubb?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Los precios de un seguro de auto en M\u00e9xico se mantienen generalmente en los siguientes valores:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Tipo de <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/coberturas-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">cobertura Chubb<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Precio anual aproximado<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Responsabilidad Civil<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>$3,500 a $5,500 MXN<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Cobertura Limitada<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>$5,000 a $8,500 MXN<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Cobertura Amplia<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>$8,500 a $15,000 MXN<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Cobertura Integral<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>$12,500 a $20,000 MXN<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>*Recuerda que estos son precios aproximados y pueden variar de acuerdo a los datos y factores de cada asegurado al momento de contratar.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"400\" src=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/11\/Factores-que-suben-prima-Chubb-1.png\" alt=\"Factores que suben prima Chubb\" class=\"wp-image-1560\" srcset=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/11\/Factores-que-suben-prima-Chubb-1.png 768w, https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/11\/Factores-que-suben-prima-Chubb-1-300x156.png 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFPor_que_es_importante_mantener_un_deducible_fijo_en_mi_poliza\"><\/span><strong>\u00bfPor qu\u00e9 es importante mantener un deducible fijo en mi p\u00f3liza?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Como te dijimos antes, mantener un deducible bajo es la mejor opci\u00f3n para tu p\u00f3liza. En este caso el deducible es la parte que le toca al asegurado cubrir despu\u00e9s de un siniestro con las coberturas de da\u00f1os materiales y robo total. Es decir, si quieres amparar los datos o robo de tu auto, primero se debe <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/deducible-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">pagar un deducible<\/a> para que la aseguradora proceda con los tr\u00e1mites e indemnizaciones.\u00a0<\/p>\n\n\n\n<p>Se recomienda mantener un deducible del 5 % al 10 % en todas las p\u00f3lizas para que as\u00ed al momento de pagarlo este sea accesible. Si tienes dudas al momento de contratar verifica los montos de deducible recomendados para ti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_evitar_que_suba_la_prima_en_Chubb\"><\/span><strong>\u00bfC\u00f3mo evitar que suba la prima en Chubb?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ten buen historial de manejo: <\/strong>No tengas multas o siniestros en tu historial y eso podr\u00eda <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/bajar-prima-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">bajar el costo de las primas.&nbsp;<\/a><\/li>\n\n\n\n<li><strong>Contrata tu seguro en l\u00ednea: <\/strong>Al contratar tu seguro en l\u00ednea accedes a un 15% de descuento en tu prima anual.&nbsp;<\/li>\n\n\n\n<li><strong>Paga en una sola exhibici\u00f3n:<\/strong> Si pagas de contado tu p\u00f3liza es m\u00e1s barata.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Compara_los_paquetes_de_Chubb\"><\/span><strong>Compara los paquetes de Chubb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/cobertura-integral-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cobertura Integral de seguro de auto<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/conoce-la-cobertura-amplia-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cobertura Amplia Chubb<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/cobertura-limitada-chubb-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cobertura de seguro Limitada<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/chubb-responsabilidad-civil\/\" target=\"_blank\" rel=\"noreferrer noopener\">Chubb Responsabilidad Civil<\/a><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil (Da\u00f1os a Terceros)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil (Da\u00f1os a Terceros)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Responsabilidad Civil (Da\u00f1os a Terceros)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil (Da\u00f1os a Terceros)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Seguro de Responsabilidad Civil Familiar<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Seguro de Responsabilidad Civil Familiar<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Seguro de Responsabilidad Civil Familiar<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Seguro de Responsabilidad Civil Familiar<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/gastos-medicos-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;Gastos M\u00e9dicos Ocupantes<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Gastos M\u00e9dicos Ocupantes<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Gastos M\u00e9dicos Ocupantes<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Gastos M\u00e9dicos Ocupantes<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Asistencia legal<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Asistencia legal<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia legal<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia legal<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia en Viaje<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia en Viaje<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia en Viaje<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Asistencia en Viaje<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Responsabilidad Civil Personas<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil Personas<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Responsabilidad Civil Personas<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil Personas<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/robo-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;Robo total Chubb<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Robo total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Robo total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Robo total<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Gestor\u00eda Vial<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Gestor\u00eda Vial<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Gestor\u00eda Vial<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Gestor\u00eda Vial<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cobertura de Da\u00f1os materiales<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Cobertura de Da\u00f1os materiales<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cobertura de Da\u00f1os materiales<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cobertura de Da\u00f1os materiales<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Auto Relevo Plus<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Auto Relevo Plus<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo Plus<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo Plus<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo P\u00e9rdida Total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo P\u00e9rdida Total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>Auto Relevo P\u00e9rdida Total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo P\u00e9rdida Total<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de Extensi\u00f3n Limitada<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de Extensi\u00f3n Limitada<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Cl\u00e1usula de Extensi\u00f3n Limitada<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de Extensi\u00f3n Limitada<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Cl\u00e1usula de aumento porcentual Da\u00f1os<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de aumento porcentual Da\u00f1os<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de aumento porcentual Da\u00f1os<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de aumento porcentual Da\u00f1os<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ventajas_de_un_seguro_en_Chubb\"><\/span><strong>Ventajas de un seguro en Chubb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/chubb-atencion-al-cliente\/\" target=\"_blank\" rel=\"noreferrer noopener\">Atenci\u00f3n personalizada<\/a> las 24 horas en caso de siniestro.&nbsp;<\/li>\n\n\n\n<li>Acceso a la aplicaci\u00f3n Chubb, para gestionar tu p\u00f3liza y <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/reporte-siniestros-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">reportar siniestros<\/a>. &nbsp;<\/li>\n\n\n\n<li>M\u00e1s de 400 ajustadores disponibles para ti.&nbsp;<\/li>\n\n\n\n<li>De acuerdo a estad\u00edsticas del 2021, llegamos a tu lugar de siniestro en menos de 60 minutos.&nbsp;<\/li>\n\n\n\n<li>Acceso a talleres especializados para las reparaciones de tu auto.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cotiza_en_linea\"><\/span><strong>Cotiza en l\u00ednea<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Ingresa tus datos para conseguir una cotizaci\u00f3n personalizada.&nbsp;<\/strong><\/li>\n\n\n\n<li><strong>Compara coberturas y precios.&nbsp;<\/strong><\/li>\n\n\n\n<li><strong>Elige la mejor cobertura para ti.&nbsp;<\/strong><\/li>\n\n\n\n<li><strong>Contrata en l\u00ednea con descuento del 15%.&nbsp;<\/strong><\/li>\n\n\n\n<li><strong>Disfruta los beneficios de una <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/poliza-chubb-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">p\u00f3liza Chubb<\/a>.&nbsp;<\/strong><\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes\"><\/span><strong>Preguntas frecuentes: <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFPor_que_me_suben_el_precio_de_un_seguro\"><\/span><strong>\u00bfPor qu\u00e9 me suben el precio de un seguro?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Generalmente es debido a la inflaci\u00f3n que los precios de la prima aumentan en un porcentaje. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFMe_dan_descuento_por_contratar_en_linea_mi_seguro\"><\/span><strong>\u00bfMe dan descuento por contratar en l\u00ednea mi seguro?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>S\u00ed, contratar en l\u00ednea te da un descuento del 15 %. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFPuedo_pagar_a_MSI_mi_poliza\"><\/span><strong>\u00bfPuedo pagar a MSI mi p\u00f3liza?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>S\u00ed, con tarjetas participantes puedes pagar a MSI.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n  \n  <div class=\"wp-block-button is-style-circular\">\n    <a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" \n       href=\"https:\/\/chubbsegurodeauto.com.mx\/\" \n       target=\"_blank\" \n\n       rel=\"noreferrer noopener\">\n       \u00a1<strong>Cotiza ahora<\/strong>!\n    <\/a>\n  <\/div>\n  \n<\/div>\n\n\n<style>\n   .wp-block-button__link {\n   background-color: #01C1D6 !important; \n   color: #ffffff !important;\n  }\n\n  .wp-block-button__link:hover {\n    background-color: #018f9e !important; \/* Nuevo color al pasar el mouse *\/\n    transform: scale(1.05); \/* Peque\u00f1o zoom *\/\n    transition: all 0.3s ease; \/* Animaci\u00f3n suave *\/\n  }\n<\/style>\n\n<script>\n  const tipoform = \"auto\";\n<\/script>","protected":false},"excerpt":{"rendered":"<p>La prima de un seguro de auto es el costo total que pagar\u00e1s anualmente por tener protecci\u00f3n para tu auto. [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":1304,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[13],"tags":[18,20],"class_list":["post-812","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-de-auto-chubb","tag-chubb-seguros","tag-seguro-de-auto-chubb"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Factores que suben la prima en un seguro | Seguro de auto Chubb<\/title>\r\n<meta name=\"description\" content=\"Conoce los factores que suben la prima en Chubb y c\u00f3mo puedes bajarla. 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