{"id":835,"date":"2026-06-11T19:24:59","date_gmt":"2026-06-11T19:24:59","guid":{"rendered":"https:\/\/chubbsegurodeauto.com.mx\/blog\/?p=835"},"modified":"2026-07-16T18:50:19","modified_gmt":"2026-07-16T18:50:19","slug":"danos-materiales-chubb","status":"publish","type":"post","link":"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/","title":{"rendered":"Cobertura de Da\u00f1os Materiales Chubb | \u00bfC\u00f3mo funciona el deducible?"},"content":{"rendered":"\n<p>Descubre la cobertura de da\u00f1os materiales, una opci\u00f3n que te ayudar\u00e1 a cubrir los gastos de reparaci\u00f3n de tu auto tras un accidente. Es fundamental porque evitar\u00e1 que tu econom\u00eda se resienta por los altos costos de las reparaciones. Adem\u00e1s, con Chubb tendr\u00e1s acceso a talleres especializados para que realicen las reparaciones. <strong>Pide tu cotizaci\u00f3n en l\u00ednea hoy y protege tu veh\u00edculo de cualquier imprevisto con las mejores <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/coberturas-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">coberturas de seguro de auto<\/a>.<\/strong><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#%C2%BFQue_es_la_cobertura_de_danos_materiales\" >\u00bfQu\u00e9 es la cobertura de da\u00f1os materiales?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#%C2%BFQue_cubre_la_Cobertura_de_Danos_Materiales_Chubb\" >\u00bfQu\u00e9 cubre la Cobertura de Da\u00f1os Materiales Chubb?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#%C2%BFQue_hacer_si_necesito_usar_la_cobertura\" >\u00bfQu\u00e9 hacer si necesito usar la cobertura?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#%C2%BFEn_donde_se_reparar_los_danos_de_mi_vehiculo\" >\u00bfEn d\u00f3nde se reparar los da\u00f1os de mi veh\u00edculo?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#%C2%BFComo_funciona_el_deducible_en_danos_materiales\" >\u00bfC\u00f3mo funciona el deducible en da\u00f1os materiales?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#Exclusiones_de_la_cobertura_de_danos_materiales\" >Exclusiones de la cobertura de da\u00f1os materiales<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#Compara_las_coberturas_Chubb\" >Compara las coberturas Chubb&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#%C2%BFCuales_son_los_costos_de_un_seguro_con_cobertura_de_danos_materiales\" >\u00bfCu\u00e1les son los costos de un seguro con cobertura de da\u00f1os materiales?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#Costos_aproximados_de_un_seguro_con_cobertura_de_danos_materiales_por_vehiculo\" >Costos aproximados de un seguro con cobertura de da\u00f1os materiales por veh\u00edculo<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#Beneficios_de_contratar_danos_materiales_en_Chubb\" >Beneficios de contratar da\u00f1os materiales en Chubb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#Cotiza_tu_seguro_de_auto_Chubb\" >Cotiza tu seguro de auto Chubb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#Preguntas_frecuentes\" >Preguntas frecuentes:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#%C2%BFLa_cobertura_de_danos_materiales_cubre_inundaciones\" >\u00bfLa cobertura de da\u00f1os materiales cubre inundaciones?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#%C2%BFLa_cobertura_de_danos_materiales_cubre_granizo\" >\u00bfLa cobertura de da\u00f1os materiales cubre granizo?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/danos-materiales-chubb\/#%C2%BFQue_deducible_tiene_danos_materiales\" >\u00bfQu\u00e9 deducible tiene da\u00f1os materiales?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_la_cobertura_de_danos_materiales\"><\/span><strong>\u00bfQu\u00e9 es la cobertura de da\u00f1os materiales?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>La cobertura de da\u00f1os materiales es una protecci\u00f3n que cubre los costos de reparaci\u00f3n de tu veh\u00edculo cuando resulta afectado por accidentes, choques, volcaduras o fen\u00f3menos naturales cubiertos por la p\u00f3liza. Esta protecci\u00f3n permite evitar gastos elevados derivados de reparaciones mec\u00e1nicas, de carrocer\u00eda o sustituci\u00f3n de piezas da\u00f1adas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_cubre_la_Cobertura_de_Danos_Materiales_Chubb\"><\/span><strong>\u00bfQu\u00e9 cubre la Cobertura de Da\u00f1os Materiales Chubb?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ampara los da\u00f1os en tu auto causados por:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Colisiones<\/li>\n\n\n\n<li>Vuelcos<\/li>\n\n\n\n<li>Incendio<\/li>\n\n\n\n<li>Rayo<\/li>\n\n\n\n<li>Explosi\u00f3n<\/li>\n\n\n\n<li>Cicl\u00f3n<\/li>\n\n\n\n<li>Hurac\u00e1n<\/li>\n\n\n\n<li>Granizo<\/li>\n\n\n\n<li>Rotura de Cristales<\/li>\n\n\n\n<li>Parabrisas<\/li>\n\n\n\n<li>Laterales<\/li>\n\n\n\n<li>Aletas<\/li>\n\n\n\n<li>Quemacocos <\/li>\n\n\n\n<li>Medall\u00f3n.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Esta cobertura opera al pagar un <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/deducible-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">deducible Chubb<\/a> sobre el total de los da\u00f1os materiales, es decir, abonas un peque\u00f1o porcentaje (se sugiere entre un 5 y un 10%) del total del siniestro. Una vez que hagas ese pago, la aseguradora se encargar\u00e1 de cubrir el resto para las reparaciones de tu coche. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_hacer_si_necesito_usar_la_cobertura\"><\/span><strong>\u00bfQu\u00e9 hacer si necesito usar la cobertura?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Reporta el siniestro en la app Chubb.<\/li>\n\n\n\n<li>Espera la llegada del ajustador.<\/li>\n\n\n\n<li>Recibe el pase al taller.<\/li>\n\n\n\n<li>Se realiza la valuaci\u00f3n del veh\u00edculo.<\/li>\n\n\n\n<li>Inician las reparaciones.<\/li>\n\n\n\n<li>Recoge tu veh\u00edculo.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"400\" src=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2026\/06\/Danos-materiales-Chubb-1.png\" alt=\"Da\u00f1os materiales Chubb (1)\" class=\"wp-image-1467\" srcset=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2026\/06\/Danos-materiales-Chubb-1.png 768w, https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2026\/06\/Danos-materiales-Chubb-1-300x156.png 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFEn_donde_se_reparar_los_danos_de_mi_vehiculo\"><\/span><strong>\u00bfEn d\u00f3nde se reparar los da\u00f1os de mi veh\u00edculo?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Despu\u00e9s de reportar el siniestro, el ajustador te indicar\u00e1 cu\u00e1les son los talleres autorizados donde podr\u00e1s llevar tu veh\u00edculo para su reparaci\u00f3n. Tambi\u00e9n te entregar\u00e1 la documentaci\u00f3n necesaria para presentarte en el taller seleccionado.<\/p>\n\n\n\n<p>Una vez que el autom\u00f3vil ingrese al taller, se realizar\u00e1 una evaluaci\u00f3n de los da\u00f1os para determinar el alcance de las reparaciones y el tiempo estimado de entrega. Posteriormente, el personal te explicar\u00e1 el proceso de reparaci\u00f3n, las piezas que se reemplazar\u00e1n y la fecha aproximada en la que podr\u00e1s recoger tu veh\u00edculo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_funciona_el_deducible_en_danos_materiales\"><\/span><strong>\u00bfC\u00f3mo funciona el deducible en da\u00f1os materiales?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Imagina que tu veh\u00edculo tiene un valor comercial de <strong>$350,000 pesos<\/strong> y tu p\u00f3liza establece un deducible del <strong>5% en da\u00f1os materiales<\/strong>.<\/p>\n\n\n\n<p>En este caso, el deducible se calcula sobre el valor asegurado del veh\u00edculo:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th class=\"has-text-align-center\" data-align=\"center\">Concepto<\/th><th class=\"has-text-align-center\" data-align=\"center\">Monto<\/th><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Valor comercial del veh\u00edculo<\/td><td class=\"has-text-align-center\" data-align=\"center\">$350,000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Deducible (5%)<\/td><td class=\"has-text-align-center\" data-align=\"center\">$17,500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Ahora supongamos que sufres un accidente y la reparaci\u00f3n tiene un costo de <strong>$80,000 pesos<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Concepto<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Monto<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Costo de reparaci\u00f3n<\/td><td class=\"has-text-align-center\" data-align=\"center\">$80,000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Deducible<\/td><td class=\"has-text-align-center\" data-align=\"center\">$17,500<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Pago de la aseguradora<\/td><td class=\"has-text-align-center\" data-align=\"center\">$62,500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Esto significa que t\u00fa deber\u00e1s cubrir los primeros $17,500 pesos de los da\u00f1os y la aseguradora pagar\u00e1 los $62,500 pesos restantes para reparar el veh\u00edculo.<\/p>\n\n\n<a class='wp-block-image aligncenter size-large' href=\"https:\/\/chubbsegurodeauto.com.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">\n  <picture>\n    <!-- Imagen para pantallas peque\u00f1as (m\u00f3vil) -->\n    <source media=\"(max-width: 590px)\"\n            srcset=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/08\/banner-chubb-2-3.png\" \/>\n    <!-- Imagen para pantallas grandes (escritorio) -->\n    <source media=\"(min-width: 591px)\"\n            srcset=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/08\/banner-chubb-2-2.png\" \/>\n    <!-- Fallback para navegadores que no soportan <picture> -->\n    <img src=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/08\/banner-chubb-2-2.png\"\n         alt=\"Banner Chubb Seguros\" loading=\"lazy\" decoding=\"async\" \/>\n  <\/picture>\n<\/a>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exclusiones_de_la_cobertura_de_danos_materiales\"><\/span><strong>Exclusiones de la cobertura de da\u00f1os materiales<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Existen <a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/exclusiones-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">exclusiones del seguro<\/a> que impedir\u00e1n amparar los da\u00f1os materiales para tu auto:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Da\u00f1os ocasionados por familiares.<\/li>\n\n\n\n<li>Da\u00f1os asegurados por el propio asegurado.<\/li>\n\n\n\n<li>Por un delito de abuso de confianza.&nbsp;<\/li>\n\n\n\n<li>Cuando sea un da\u00f1o ocasionado por un empleado del asegurado.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Compara_las_coberturas_Chubb\"><\/span><strong>Compara las coberturas Chubb&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/cobertura-integral-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">Seguro con Cobertura Integral<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/conoce-la-cobertura-amplia-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cobertura de seguro Amplia<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/cobertura-limitada-chubb-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cobertura Chubb Limitada<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/chubb-responsabilidad-civil\/\" target=\"_blank\" rel=\"noreferrer noopener\">Responsabilidad Civil Chubb<\/a><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Responsabilidad Civil (Da\u00f1os a Terceros)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil (Da\u00f1os a Terceros)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil (Da\u00f1os a Terceros)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil (Da\u00f1os a Terceros)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Seguro de Responsabilidad Civil Familiar<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Seguro de Responsabilidad Civil Familiar<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Seguro de Responsabilidad Civil Familiar<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Seguro de Responsabilidad Civil Familiar<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/gastos-medicos-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;Gastos M\u00e9dicos Ocupantes<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Gastos M\u00e9dicos Ocupantes<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Gastos M\u00e9dicos Ocupantes<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Gastos M\u00e9dicos Ocupantes<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Asistencia legal<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia legal<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia legal<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia legal<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br><a href=\"https:\/\/chubbsegurodeauto.com.mx\/blog\/asistencia-vial-en-chubb\/\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;Asistencia en Viaje Chubb<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Asistencia en Viaje<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Asistencia en Viaje<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Asistencia en Viaje<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Responsabilidad Civil Personas<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil Personas<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil Personas<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Responsabilidad Civil Personas<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Robo total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Robo total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Robo total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Robo total<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Gestor\u00eda Vial<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Gestor\u00eda Vial<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Gestor\u00eda Vial<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Gestor\u00eda Vial<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Cobertura de Da\u00f1os materiales<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Cobertura de Da\u00f1os materiales<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cobertura de Da\u00f1os materiales<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cobertura de Da\u00f1os materiales<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Auto Relevo Plus<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>&nbsp;Auto Relevo Plus<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo Plus<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo Plus<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo P\u00e9rdida Total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo P\u00e9rdida Total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713<br>Auto Relevo P\u00e9rdida Total<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Auto Relevo P\u00e9rdida Total<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de Extensi\u00f3n Limitada<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de Extensi\u00f3n Limitada<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Cl\u00e1usula de Extensi\u00f3n Limitada<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de Extensi\u00f3n Limitada<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u2713&nbsp;<br>Cl\u00e1usula de aumento porcentual Da\u00f1os<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de aumento porcentual Da\u00f1os<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de aumento porcentual Da\u00f1os<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2717<br>Cl\u00e1usula de aumento porcentual Da\u00f1os<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCuales_son_los_costos_de_un_seguro_con_cobertura_de_danos_materiales\"><\/span><strong>\u00bfCu\u00e1les son los costos de un seguro con cobertura de da\u00f1os materiales?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>El costo de un seguro de auto con esta cobertura puede ir de los $7,000 a los $20,000 pesos. <\/strong>Esto puede modificarse de acuerdo a los datos que proporciones al contratar, ya que se toman en cuenta los siguientes factores para brindarte el costo de la p\u00f3liza: Datos del asegurado, datos del auto, uso del veh\u00edculo, lugares a transitar.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Costos_aproximados_de_un_seguro_con_cobertura_de_danos_materiales_por_vehiculo\"><\/span><strong>Costos aproximados de un seguro con cobertura de da\u00f1os materiales por veh\u00edculo<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Veh\u00edculo<\/th><th class=\"has-text-align-center\" data-align=\"center\">Precio aproximado<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Nissan Versa<\/td><td class=\"has-text-align-center\" data-align=\"center\">Desde $11,500<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Chevrolet Aveo<\/td><td class=\"has-text-align-center\" data-align=\"center\">Desde $10,800<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Volkswagen Jetta<\/td><td class=\"has-text-align-center\" data-align=\"center\">Desde $13,900<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Mazda 3<\/td><td class=\"has-text-align-center\" data-align=\"center\">Desde $15,200<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Kia K3<\/td><td class=\"has-text-align-center\" data-align=\"center\">Desde $12,600<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Beneficios_de_contratar_danos_materiales_en_Chubb\"><\/span><strong>Beneficios de contratar da\u00f1os materiales en Chubb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Protecci\u00f3n ante accidentes. <\/li>\n\n\n\n<li>Cobertura frente a fen\u00f3menos naturales. <\/li>\n\n\n\n<li>Acceso a talleres especializados cerca de ti.<\/li>\n\n\n\n<li>Refacciones y componentes de la mejor calidad. <\/li>\n\n\n\n<li>Evitas gastos imprevistos que efecten tu econom\u00eda. <\/li>\n\n\n\n<li>Atenci\u00f3n de ajustadores especializados.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cotiza_tu_seguro_de_auto_Chubb\"><\/span><strong>Cotiza tu seguro de auto Chubb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Ingresa tus datos al cotizador.&nbsp;<\/li>\n\n\n\n<li>Consigue tu cotizaci\u00f3n personalizada en minutos con 15% de descuento.<\/li>\n\n\n\n<li>Compara y resuelve tus dudas con un agente.&nbsp;<\/li>\n\n\n\n<li>Elige tu cobertura.<\/li>\n\n\n\n<li>Paga en l\u00ednea a MSI.&nbsp;<\/li>\n\n\n\n<li><strong>Disfruta tu p\u00f3liza Chubb.<\/strong><\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes\"><\/span><strong>Preguntas frecuentes:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFLa_cobertura_de_danos_materiales_cubre_inundaciones\"><\/span><strong>\u00bfLa cobertura de da\u00f1os materiales cubre inundaciones?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>S\u00ed, siempre que el evento se encuentre contemplado dentro de las condiciones de la p\u00f3liza.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFLa_cobertura_de_danos_materiales_cubre_granizo\"><\/span><strong>\u00bfLa cobertura de da\u00f1os materiales cubre granizo?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>S\u00ed, generalmente los da\u00f1os ocasionados por granizadas forman parte de esta protecci\u00f3n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_deducible_tiene_danos_materiales\"><\/span><strong>\u00bfQu\u00e9 deducible tiene da\u00f1os materiales?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Normalmente puede ir del 5% al 10%, dependiendo de la p\u00f3liza contratada.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n  \n  <div class=\"wp-block-button is-style-circular\">\n    <a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" \n       href=\"https:\/\/chubbsegurodeauto.com.mx\/\" \n       target=\"_blank\" \n\n       rel=\"noreferrer noopener\">\n       \u00a1<strong>Cotiza ahora<\/strong>!\n    <\/a>\n  <\/div>\n  \n<\/div>\n\n\n<style>\n   .wp-block-button__link {\n   background-color: #01C1D6 !important; \n   color: 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[&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":1468,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[13],"tags":[20],"class_list":["post-835","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-de-auto-chubb","tag-seguro-de-auto-chubb"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Cobertura de Da\u00f1os Materiales Chubb: Cotiza hoy en l\u00ednea<\/title>\r\n<meta name=\"description\" content=\"Conoce la cobertura de Da\u00f1os Materiales Chubb: Te puede ayudar a las reparaciones de tu auto por colisi\u00f3n, incendio o explosi\u00f3n con tu coche.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" 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